// Create a marketplace payment
const payment = await yabetoo.payments.create({
  amount: 10000,
  currency: 'XOF',
  marketplace: {
    seller_id: 'seller_123',
    commission_rate: 0.05, // 5% platform fee
    escrow_days: 7
  },
  customer: {
    email: 'buyer@example.com'
  }
});